We get a lot of questions concerning what FSA and HSA accounts are and how they work. Today we’re taking the time to explain how you can use these benefits in our Troy and Ballston Lake, NY offices.

What are HSA and FSA accounts?

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) are often offered by your employer and allow you to set aside money for qualifying health care expenses. Therefore, they can be used to pay for yourself, your spouse, and eligible dependent.

Can I use my HSA and FSA for orthodontic treatment?

We do accept HSA and FSA for eligible orthodontic treatment. Only the portion of your orthodontic payment(s) that is not paid for by your dental insurance or any other plan may be considered an eligible expense.

How can my HSA and FSA help save me money?

HSA and FSA’s are two types of savings accounts that allow you to set aside money on a pre-tax basis to pay for qualified medical expenses. By using the untaxed dollars from an HSA or FSA to pay for your orthodontic treatment, you save money. Contact your HSA and FSA provider for specific details.

Trust our Board Certified Orthodontists

Less than 6% of dentists are Orthodontic Specialists, and only 10% of these Orthodontic Specialists are board certified by the ABO! We are lucky to have two Board Certified Orthodontists at Cooney Orthodontics that have the knowledge to help you achieve a healthy and beautiful smile at any age. Schedule your complementary consultation today to see how you can take advantage of your HSA/FSA account(s), and review all our payment plan options.